After more than fifty years as an insurance broker I ask myself why should people use a broker, I still think the answer is the same as it was when I started, Insurance is far more complex than most people assume, Should I tell my insurers I have solar panels? What class of use do I need for my motor insurance, Whats is fronting? etc etc. Currently there is an advert running on TV encouraging people to use a pension company that doesn’t put them in bucket – computers are wonderful but there are a lot of people who don’t fit in a set number of preset boxes – we use computers but as tools for HI (human interaction) not to drive AI.
The internet does not make a person a better risk, call centres and adverts are expensive so the perceived saving often simply don’t add up either.
53 years broking – 70 in May – older, wiser, maybe<\/p>\n","protected":false},"excerpt":{"rendered":"
After more than fifty years as an insurance broker I ask myself why should people use a broker, I still think the answer is the same as it was when I started, Insurance is far more complex than most people assume, Should I tell my insurers I have solar panels? What class of use do […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-813","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/813","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=813"}],"version-history":[{"count":1,"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/813\/revisions"}],"predecessor-version":[{"id":814,"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/813\/revisions\/814"}],"wp:attachment":[{"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=813"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.gistinsurance.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}