Even after over forty years in the business I still find that clients can surprise me – After being ‘forced’ to get public liability insurance by a customer a building tradesman takes out a policy with an indemnity limit of £1,000,000, after advising him of the premium (£66.78p) he replies that’s great – is that each month, when we reply oh no that’s for the whole year the comment back – Wow if I had know it was that cheap I’d have done it years ago!