When disaster strikes and interrupts your business operations, you need to take quick, decisive action. Having a business continuity plan in place can help, but continuity plans often miss key elements, which could cause problems when you try to get your business back up and running. The following are several key elements to check for when creating or reviewing your business continuity plan:

• Suppliers: when choosing third-party suppliers, thoroughly vet their business continuity plan. Their resilience after a business interruption can equally affect your company’s operations, and if business continuity is one of their priorities, you can confidently do business with them. 
• Alternative locations: If your business’ building experiences a gas leak or flood, can your operations continue in alternative locations? Whether you have an arrangement for a backup office space or you allow employees to work remotely, plans for alternative working arrangements need to be in place. 
• Situation-specific plans: Your business continuity plan should have the singular goal of restoring your operations. However, the steps you take to reach that solution are unique to each possible scenario, and your continuity plan should reflect that. Allow for different solutions that fit diverse scenarios—your plan should be agile and adaptable to changing circumstances. 
• Testing: Practise your plan often, using scenario-based exercises or live walk-throughs. For example, if your backup database administrator cannot remember how to properly recover the database, it is better to discover this in a practice session instead of a real situation.

Had a great meeting with the BIBA team last night, it certainly pays to keep up to

date with developments in this fast changing market.

We are members of the Purple network which will mean very little to most of you but to us it means that we have the expertise and purchasing power of a large countrywide network of insurance brokers and can offer our clients a far more extensive range of products for both personal and commercial insurances. The most recent addition being a new motor trade contract so if you are looking for insurance please give us a call.

And so the autumnal weather has arrived and the winds will blow…. so its a good time to check on your property insurance, why not talk to us to ensure that you really have got the cover you need.

Wow where does the week go this week we have been arranging all types of insurance from the routine car and home to the more specialist liability contracts.

If you don’t exactly fit into the on line box with the wrong postcode or a nearby stream or maybe a non-motoring conviction, don’t despair, that is where a broker such us ourselves can really help.

Have a healthy, safe and worry free weekend.

Great News – the AA insurance survey confirms that both motor and home insurance costs have, on average, fallen – so if you are about to renew your policy STOP and think BROKER – give us a call, you may be pleasantly surprised.

The great thing with insuring children’s soft play areas are that you get to visit them with your Grandchildren and justify it as work – LOL

Do you run a Preschool or Playgroup? Are you a Child-Minder or Nanny?

We have a market that has over fifty years experience in providing a range of specialist products for your industry.

Please give us a call and remember no phone options, no music just real people!

Even after over forty years in the business I still find that clients can surprise me – After being ‘forced’ to get public liability insurance by a customer a building tradesman takes out a policy with an indemnity limit of £1,000,000, after advising him of the premium (£66.78p) he replies that’s great – is that each month, when we reply oh no that’s for the whole year the comment back – Wow if I had know it was that cheap I’d have done it years ago!